The principle of targeting of investment lending involves lending funds to specific household processes, clearly defined goals, operations, technical and economic expertise which indicates their adequate yield, taking into account economic conditions and the risks specific sectors of the economy, market trends [47]. Commercial banks can lend business entities activities regardless of their association with industry, status, forms property in case of presence of these features and forms ensuring timely repayment of the loan and the payment of all percent for areas. Banks may provide loans in national and foreign currency. Loans are granted on the basis of the conclusion of the credit agreement with each borrower individually, so that the risk of credit Agreement was minimal. If credit is granted on favorable terms, compensation for loss of commercial banks at the expense of government institutions at the expense of the corresponding budget.