The form of the movement of loan capital in the international economic relationship is an international credit. International credit - is to provide currency and material resources among players in the world other farms for temporary use on a payment, repayment and maturity. Lenders and borrowers can be actors of the world economy at all levels: private firms and banks, government institutions, governments, international and regional credit and financial institutions. 1.2 The principles and process of bank lending Joint-stock commercial banks, following the bank's charter, the Law of Ukraine "On banks and banking activity", the NBU regulations and other legislative provisions providing short-term and long-term loans to solvent enterprises and other economic entities, having its own balance sheet and equity. Bank credit is given to secure, develop and expand the production and circulation, meet consumer demand, other areas of economic activity. The loans made within existing credit subject to mandatory compliance economic standards activities.