in the course of their activities. Its appearance is caused, first of all, delayed detection of problem loans and the lack of established under these provisions, and the imperfection of credit control in banks. Increasing interest in the assessment of the credit risk associated with an increase the loan portfolio of banks decreased in profitability banking sector, prompting banks to take on high credit risks. All this has caused and the urgency of improving existing introduction of new techniques and assessments of credit risk. The main areas of regulation of credit risk is the development and implementation of measures to prevent or minimize the associated losses. Minimizing credit risk involves complex measures to reduce the probability of occurrence of events or circumstances that lead to credit losses and (or) a decrease (Limitations) of the potential credit losses.